End-User License Agreement (EULA) DIGITAL CONTENT USER AGREEMENT PLEASE READ THIS USER AGREEMENT (“AGREEMENT”) CAREFULLY BEFORE PURCHASING OR DOWNLOADING ANY DIGITAL PATTERNS, BOOKS, JOURNALS, MAGAZINES, PERIODICALS OR ANY OTHER DIGITAL CONTENT MADE AVAILABLE ON THIS SITE, AS DETERMINED BY ANN NORMANDY, LLC (ANN NORMANDY) FROM TIME TO TIME (INDIVIDUALLY AND COLLECTIVELY, "DIGITAL CONTENT"). COMPLETING YOUR PURCHASE SIGNIFIES YOUR ACCEPTANCE OF THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU CANNOT PURCHASE OR DOWNLOAD ANY DIGITAL CONTENT FROM THIS SITE. 1. USE OF DIGITAL CONTENT: Ann Normandy grants you a limited, nonexclusive, nontransferable, revocable and personal license to access and use the Digital Content for your reference and personal application: DIGITAL CONTENT IS NON-RETURNABLE AND NON-REFUNDABLE. Except as provided herein, you are permitted copy, paste, print, reproduce or otherwise duplicate any Digital Content file for personal use. 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For the avoidance of doubt, any universities, libraries or other similar institutions purchasing Digital Content hereunder shall not be allowed to make such Digital Content available to any third party, including their faculty, students, patrons, members or any other person. Ann Normandy reserves the right to modify or discontinue the offering of any Digital Content at any time. If a unit of Digital Content becomes unavailable prior to download but after purchase, your sole and exclusive remedy is the refund of the purchase price paid for such Digital Content. Some Digital Content may not remain available for re-download from your eBook library, if for example, Ann Normandy no longer has the necessary rights or other licenses, consents or permissions to that Digital Content or has otherwise determined to no longer make such Digital Content available. Digital Content already downloaded by you will not be affected. Digital Content is in a special format that must be viewed with a special file-reading program, Adobe Digital Editions, which can be downloaded for free at www.adobe.com/products/digitaleditions/help/. You will need to install Adobe Digital Editions and activate it according to the instructions given in the application prior to downloading any Digital Content. Adobe Reader is not compatible with the Digital Content and the use of Adobe Digital Editions is required. 2. OWNERSHIP OF THE DIGITAL CONTENT: All intellectual property rights, including without limitation, all trade secrets, copyrights, trademarks and patent rights in and to the Digital Content remain the sole property of Ann Normandy and its licensors. No title or license right is granted to you except as expressly set forth in this Agreement. 3. DISCLAIMER OF WARRANTIES: ALL DIGITAL CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, ANN NORMANDY, ITS AFFILIATES AND SUPPLIERS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE FOREGOING EXCLUSION MAY NOT APPLY TO YOU. ANN NORMANDY, ITS AFFILIATES AND SUPPLIERS DO NOT WARRANT THAT ACCESS TO THE DIGITAL CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANN NORMANDY, ITS AFFILIATES AND SUPPLIERS DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF ANY DIGITAL CONTENT IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU ASSUME ALL RESPONSIBILITIES AND OBLIGATIONS WITH RESPECT TO THE SELECTION OF THE DIGITAL CONTENT TO ACHIEVE YOUR INTENDED RESULTS. YOU ASSUME ALL RESPONSIBILITIES AND OBLIGATIONS WITH RESPECT TO ANY DECISIONS OR ADVICE MADE OR GIVEN AS A RESULT OF THE USE OR APPLICATION OF ANY DIGITAL CONTENT, INCLUDING THOSE TO ANY THIRD PARTY. UNDER NO CIRCUMSTANCES SHALL ANY DIGITAL CONTENT BE DEEMED LEGAL, TAX OR SUCH OTHER PROFESSIONAL ADVICE. YOU ARE ENTIRELY RESPONSIBLE FOR OBTAINING YOUR OWN LEGAL, TAX OR PROFESSIONAL ADVICE OR SERVICES FROM A QUALIFIED PROFESSIONAL. 4. LIMITATION OF LIABILITY: UNDER NO CIRCUMSTANCES SHALL ANN NORMANDY OR ITS AFFILITES OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSQUENTIAL, PUNITIVE, OR SPECIAL DAMAGES, INCLUDING ANY LOST SAVINGS, WHETHER BASED IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO, NEGLIGENCE) OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANY THIRD PARTY. ANN NORMANDY’S AGGREGATE LIABILITY ARISING OUT OF YOUR USE OF, OR INABILITY OR USE, ANY DIGITAL CONTENT WILL NOT EXCEED THE LESSER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT ACTUALLY PAID BY YOU TO ANN NORMANDY FOR THE ITEM OF DIGITAL CONTENT GIVING RISE TO SUCH LIABILITY. SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. 5. 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No claim shall be settled without Ann Normandy’s prior written consent unless such settlement includes a complete release of Ann Normandy from all liability and does not contain or contemplate any payment by, or injunctive or other equitable relief binding upon, Ann Normandy. 6. TERMINATION: This Agreement will terminate immediately without notice from Ann Normandy if in Ann Normandy’s sole discretion you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all the Digital Content obtained from this Site. 7. GOVERNING LAW AND GENERAL PROVISIONS: This Agreement shall be governed by and construed in accordance with the laws of the State of Michigan, without giving effect to any principles of conflicts of law. The state and federal courts in the State of Michigan shall be the exclusive jurisdiction for all disputes relating to this Agreement. EACH PARTY, TO THE EXTENT PERMITTED BY LAW, KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVES ITS RIGHT TO A TRIAL BY JURY IN ANY ACTION OR LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT AND THE TRANSACTIONS IT CONTEMPLATES. If any provision of this Agreement shall be held to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions. This is the entire Agreement between the parties relating to the subject matter herein. Ann Normandy may revise this Agreement at any time without notice by updating this posting. You may not assign this Agreement or any right or obligation hereunder.